The most relatable stories ever told are told by those who moments were never a story, it was real life!

Wisdom is proudly a company with 30 years of experience in Insolvency and Business restructure.
Its very easy to find theoretical experts who textbooks outline the black and white of insolvency. However for those who are impacted by a struggling business, unforeseen market conditions or a partnership or relationship breakdown you need real solutions.

The Wisdom team are a collective of business owners whose hearts are entwinned with the trauma of their clients. Every client has a personal journey and there is no textbook to simply follow. It’s the collective wisdom, their shared experiences and a lifetime of working with businesspeople that make Wisdom a natural partner to choose when you need someone to lift you back up again.

You see, we are not immune to life’s challenges, we have seen the very worst of things that a business owner can face but we have also seen what it is like to breathe fresh air again and see a future that had been planned.

Please take some time to read and listen to some of our stories,
Welcome to Wisdom.

Andrew Stark


Meet Andrew Stark, the founder of Wisdom Business Consultants. As he’ll tell you, insolvency issues are common in Australia but with the right advice, even a marine diver hunting crocodiles that are hiding in pipes can get a business back on its feet.

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Kylie Bennett


Work with Wisdom Business Consultants and you’ll undoubtedly meet Kylie, our senior manager. She’s our go-to person for getting things done, and her chief job is to be with you every step of the way, answering all your questions.

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Steve Sebbes


One of Wisdom Business Consulting’s great strengths is its people because they really have ‘walked the walk’ when it comes to insolvency. Steve Sebbes, a Wisdom Solutions Partner, is committed to helping businesses in trouble because he doesn’t want what happened to him to happen again.

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Adam Spencer


When Adam Spencer’s business went into liquidation many insolvency experts wanted to work with him, but only Wisdom Business Consultants cared enough to put its Managing Director on a plane to Adelaide to meet Adam face to face. With Andrew’s support, Adam has emerged from bankruptcy better and stronger than ever.

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Nathalie Weatherall Administration Officer of Wisdom Business Consultant

Natalie Weatherall


Natalie came to Wisdom Business Consultants from a background of office management and on road sales. Pragmatic, direct and confident, no task is too hard or too much for Natalie.

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Believe it or not, bankruptcy can be a blessing in disguise if you have the right people helping you through.

Here, Wisdom clients Adam and Kylie McKnight explain how Andrew and the team helped them through their darkest days.

Do you know the difference between what a liquidator does and what Wisdom Business Consultants do?

In this video, founder Andrew Stark explains his role in supporting a company through the toughest of times, and why his team have a uniquely empathetic view of the insolvency process.

How We Work with You

Two man sitting with bubble speeches

Step 1
No Obligation Consultation

Get in touch with our team and we’ll arrange for a no-cost consultation with you. We’ll talk with you about your company situation and answer any questions. By the end of our meeting you’ll know exactly what your options are and what will happen next.

Bar graph with dollar sign and magnifying glass

Step 2
Financial Assessment

We’ll look at your company financials and then work out a strategy that best suits your situation. It might be a Voluntary Administration & Restructure (or a Liquidation if we don’t think your company can be saved). Either way, we’ll be upfront and share with you our professional opinion.

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Step 3
Pathway to Review

You’ll have the choice of which way to go – getting your debts under control (either formally or informally) or walking away cleanly. Whichever option you choose, our helpful and understanding staff will be there for you.

Hand holding a liquidation option

Step 4
Liquidation Options

If you’re keen to save your company, we’ll enact any formal processes required, and work with you to put your company in a better position.

Hand holding a paper with check

Step 5
We’ll Handle the Rest

Turning around a company from insolvency (or severe financial stress) is a challenge, but no matter which option you choose, we’ll be on your side every step of the way.

Andrew Stark
Managing Director

For over 20 years, Andrew has been on a mission. The mission: to help as many businesses get through their financial difficulties and succeed.

It’s a mission born out of his own experience as a struggling business owner and a personal journey out of, what could have been, his demise.

Determined and clear about his life’s purpose, Andrew set up Wisdom Business Consulting (formerly known as AJS Advisory) a company that has helped hundreds of struggling business owners/directors not just to pull through, but to flourish.

His unique model includes business restructuring to minimise financial risk as well as providing pre-insolvency advice. With over 500 pre-insolvency jobs under his belt, there isn’t any situation Andrew hasn’t seen before. In fact, Andrew’s business experience spans across a variety of industries: from builders and trade-related companies to manufacturing, transport, hotels/motels, restaurants and everything in between. Regardless of the industry and business size, Andrew knows exactly how to help.

That’s because he knows firsthand what it’s like to struggle in business. He also knows what it’s like to succeed. With his knowledge and experience, coupled with a genuine passion for helping businesses, Andrew can help your business, not only to survive, but to thrive.

Steve Sebbes
Solutions Partner

Working with many of Australia's most iconic brands has allowed me for exposure to many start-up companies. Seeing first hand their enthusiasm and passion to forge ahead in business but also their failings as they struggle to navigate through sometimes dangerous waters with limited advice and guidance.

My role is to support the growth of Wisdom through the development and execution of strategies which help businesses stay in business.

Every day I attempt to understand why entrepreneurs young and old may want to build and grow a business. It's through this deep understanding and respect that I am able to articulate how we are positioned to support them through what can be the most traumatic of times.

It's fair to say that the business landscape has seen a fair amount of disruption in recent years. New players, new tech and all kinds of inquiries across industries have made it difficult for some businesses. All of those factors have not dampened the spirits of business owners to build a future for themselves and their families.

Of course, the success I have been blessed with has allowed me to spend more time working with charities and community organisations and supporting my biggest passion which is to help people manage their health. The WHO (World Health Organisation) has stated that by 2025, 80% of the world will be overweight or obese. Thankfully there is a solution and it's real food, not medical or pharmaceutical.

My motto: Success - is the ability to move from failure to failure with no loss of enthusiasm. Winston Churchill.

With 5 dogs, 2 horses and a cat we lead an active lifestyle.

Kylie Bennett
Solutions Partner

Kylie comes to us from a corporate and personal insolvency background. She has held positions within boutique Insolvency firms and uses her insolvency knowledge to best assist her clients.

Coming to Wisdom as senior Solution Partners, Kylie brings a strong work ethic and prides herself on her efficiency and expertise.

Over the years Kylie has obtained extensive knowledge in a wide range of industries in her career. With a strategic and pragmatic approach, Kylie excels at solving complex problems and negotiating desirable outcomes. As a former business owner herself, Kylie can fully relate to the difficulties business owners and company directors face when dealing with financial problems and can support them through the ups and downs along the way. Kylie is passionate about achieving the very best results for her clients and helping them to achieve the financial stability.

Kylie’s latest love is a fluffy little beauty called Ollie, a happy little Grevoodle who is 1 year old.

Natalie Weatherall
Administration Officer

Natalie came to Wisdom Business Consultants from a background of office management and on road sales. She is pragmatic, direct and confident, navigating her way through Wisdom’s Administration/bookkeeping and personal assistant tasks. No task is too hard or too much for Natalie.

While Natalie does have a slightly dorky love of Administration, she’d still prefer to tell you how cute her dogs are and the latest antics on her most recent camping trip with friends. Natalie brightens our office with an irrepressible enthusiasm for life and everything in it.

Adam Spencer
Solutions Partner

Adam is a passionate business leader with over 20 years of experience. His in-depth experience brings with it a wealth of exposure to what bad advice looks like and the trouble that it can land you in. He has great knowledge in business pitfalls and structures along with the protection of company assets and their directors. Over the course of his career, Adam has helped set up and manage several companies to turn over multiple millions of dollars annually.

While he has had great success, he has also made many mistakes along his journey in business, earning his stripes and learning his lessons the hard way. He intimately knows and understands the pain you can be in when the storm comes, and you aren’t ready.

After navigating his own storm and successfully rebuilding himself and his company, he now shares his story and those lessons, so you don’t have to learn the hard way.

Insanely passionate about protecting business people, their hard work and companies, Adam never gives up until he has a solution to navigate your storm.

Office people talking while looking at business papers

We Deliver The Most Efficient Insolvency Services